Cancel For Any Reason
Trip Cancellation Travel Insurance Plans

You’ll find “Cancel For Any Reason” Travel Insurance Plans from CSA Freestyle Luxe, Travelex Max, Travel Guard, Travel Insured and TravelSafe.

Here are some common trip cancellation reasons that aren’t normally covered by Travel insurance, yet are covered by a Cancel For Any Reason Plans. Any of these events (and a lot more) are covered by a Cancel For Any Reason Plan:

• You want to cancel your trip because you don’t feel safe. For example, Swine Flu or something else is everywhere and you’re afraid to go to Wal-Mart. If this happens, you probably won’t want to go on your trip.
• Along these lines, Civil Unrest and War aren’t covered. If these things are happening at your destination, you probably won’t want to go on your trip, either
• You just don’t feel right about leaving. Maybe you “just have a feeling” it’s not a good time to go on your trip. Ever had that “feeling” and you were glad you listened to it? I have: I (Steve) was very close to my Paternal Grandparents. On August 29, 1997 I had a strong feeling I should, without delay, visit my Grandma who lived 200 miles away. I left immediately and had the best visit I ever had with her! Exactly 2 weeks later she died in her sleep. I was privileged to give the eulogy at her funeral.
• You change your mind and don’t want to go on your trip
• You get a new job and your boss won’t let you have the time off
• Your adult children are idiots and their melodramas might cause you to cancel your trip
• Your child or grandchild’s team which is normally in last place is now in the State Championship Finals
• Your already approved vacation comes at a bad time and you know it would be better if you didn’t take your trip
• Even though you and your significant other are “madly in love”, you still want to have a way out (maybe that plants a seed of discord?). More on this below.

Here Are The Purchase Deadlines:

• The CSA Freestyle Luxe deadline is no later than 24 hours after your initial trip payment
• The Travel Guard deadline is no later than 14 days after the date you made your initial trip payment
• The Travel Insured Worldwide Trip Protector and TravelSafe plans’ deadlines are no later than 21 days after the date you made your initial trip payment
• The Travelex Max and Travel Insured Gold plans’ deadlines are no later than 30 days after the date you made your initial trip payment

All plans require:

1. You insure 100% of your expected prepaid trip costs that would be non-refundable if you got hit by a cement truck on the day you were leaving for your trip and had to cancel at the last minute;
2. You also insure within 14 – 30 days (depending on the plan) of the payment for those arrangements including the cost of any subsequent arrangements (or any other subsequent arrangements not made through your travel agent) added to your Trip; and
3. You are not disabled from travel at the time you pay your premium and
4. You cancel your Trip more than two days (Travelex & TravelSafe) or forty-eight hours (CSA, Travel Guard & Travel Insured) prior to Your Scheduled Departure Date.
   Tip: 48 hours does not equal 2 calendar days. Click here to see why not.

Important: There will be no coverage available under the Optional Cancel For Any Reason Benefit, if purchased if you insure an amount less than your total prepaid trip costs that are subject to any “scheduled penalty” on your Departure Date.

This is handy to know: I use the term “scheduled penalty” below. A “scheduled penalty” is the total amount of money you’d lose at the time you cancel your trip. Cruises & Tours typically have a penalty schedule. And if you have a non-refundable airline ticket the entire cost will be the penalty because technically you can’t get any of your money back if you cancel your trip.

The CSA Freestyle Luxe and TravelSafe plans reimburse you different amounts depending on the “scheduled penalty” in effect at the time you cancel your trip.

For example, a family of four is taking a cruise costing $5,000 total ($2,000 for non-refundable airline tickets & $3,000 for the cruise). If you change your mind and cancel you trip before your final payment, your penalty is $2,000 (the non-refundable airline tickets). $2,000 divided by $5,000 is 40%. Therefore, the CSA Freestyle Luxe will refund you 90% of the $2,000 and TravelSafe will refund you 85% of the $2,000.

Here’s How Much You Will Get When You Use the “Cancel For Any Reason” benefit:

Here’s How Much Extra the Optional “Cancel For Any Reason” Benefit Costs:

CancelForAnyReasonInsurance.com is a division of TripInsuranceStore.com

Protect Yourself and Travel with Peace of Mind

	Since Jan. 2005
Easily Contact CancelForAnyReasonInsurance.com via email: steve@tripinsurancestore.com

TripInsuranceStore.com
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Lee's Summit, MO 64081
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Toll free (US & Canada): 1-888-407-3854

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